The fees charged when processing a payment with PayRewards will vary based on the payment and delivery methods you choose. You can see the fees in the payment summary at the time of payment, on the transactions tab for prior payments, and in the payment receipts you receive via email.
Service Fee
A service fee of 2.9% applies to all card funded transactions. This fee covers our costs to process card payments and apply appropriate fraud and risk controls.
- Visa
- Mastercard
- American Express
Note: Payments funded via ACH do not incur a service fee.
PayRewards Fees
Earning PayRewards Points is an optional way to boost the rewards you earn on your payments. If you earn PayRewards on a particular payment, you'll be charged a PayRewards fee depending on which earning tier you choose:
- 1 PayRewards Point per $1: 1.75%
- 2 PayRewards Points per $1: 3.25%
For credit card payments, PayRewards Points are optional and earned in addition to the reward points affiliated with the card you use. For ACH funded payments, PayRewards will charge a fee based on your selected earning tier.
Wire Delivery Fees
- Wire Transfer: Payments delivered via wire incur a $16 wire delivery fee.
- Paper check: Payments delivered via check incur a $5 check delivery fee.