Account security is a top priority. PayRewards supports two secure methods to login:

Passkey login

The fastest and most secure way to access an account. Learn more.

Username and password with multi-factor authentication (MFA)

When signing in with a password, identity verification is required using one of the following MFA options:

• A passkey

• An authenticator app of choice

• An SMS verification code

Avoid getting locked out

To ensure uninterrupted access, it is strongly recommend to set up both a passkey and an authenticator app. This reduces reliance on SMS verification, which may be unavailable during international travel or mobile network disruptions.