Getting started with PayRewards is quick and straightforward. Before beginning, confirm that the business is eligible to open an account and have the Employer Identification Number (EIN) available. Select the link below to check eligibility.
Can I open a PayRewards account?
To register, navigate to the Registration page and follow the steps below:
- 1 Enter an email address
- 2 Create a password that meets the following requirements: at least 10 characters, one uppercase letter, one lowercase letter, and one number
- 3 Review and accept the Terms & Conditions and Privacy Policy
- 4 Provide a valid U.S. mobile phone number
- 5 Enter the one-time verification code sent via SMS
- 6 Select Continue to begin business onboarding
After onboarding is completed, email verification will be required.
Depending on the business, a document upload step may appear during onboarding. If it does, one or more documents — such as an EIN Letter, Proof of Business Address, or Certificate of Good Standing — will need to be uploaded before continuing. This happens inside the sign-up flow. After submission, review takes 1 to 2 business days.
In some cases, we may also follow up by email requesting identity documents — such as a government-issued ID. This is a separate step and does not mean anything uploaded during onboarding was missed or rejected.
Payment creation and authorization are not available until business onboarding and email verification are both complete.