Mobile App
The app supports single USD payments to vendors. You can pay via ACH, wire transfer, or paper check.
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1
Tap the payment button on the home screen.A menu will appear asking what type of payment you'd like to make. Tap Vendor.
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2
Select a payee.Search for an existing payee or tap Add payee to add a new one. See How to add a payee in the app.
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3
Enter the payment details.Enter the amount, and optionally a description and reference. Select your payment method and delivery method.
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4
Select your points earning option.Choose how many PayRewards Points to earn on this payment. Options vary based on your payment method.
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5
Review and confirm.Check the full payment summary — payee, amount, fees, and estimated delivery date — then tap Confirm.
Payment methods and delivery
| Payment method | Pay out via | Delivery |
|---|---|---|
| Credit or debit card | ACH, wire, or check | Standard (1–2 business days) or same day |
| Bank account (ACH) | ACH, wire, or check | Standard (1–2 business days) or same day |
No payment method on file?
You'll be prompted to open the PayRewards website in your browser to add one. Once added, return to the app — your new payment method will appear automatically.
What happens after you confirm
If your payment needs authorization based on your account's rules, it moves into a pending state until an authorizer approves it. If you can authorize it yourself, you'll be prompted to do so on the confirmation screen. See How to authorize a payment in the app.
Payments over $10 million
For payments over $10 million, bank account payment methods are not available. Use a card or wire transfer instead.